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Salary Packaging, also known as salary sacrifice, is when you use part of your income to pay for certain expenses in pre-tax dollars.
This can help you maximize your disposal income and reduce your overall tax bill, which is a great thing, no matter what your income level.
Sacrificing pre-tax dollars into superannuation can make a significant difference to your retirement income for a relatively small cost.
You may also be able to use a Novated Lease for a new vehicle and make some savings, depending on your income level.
If you work in the medical field or for a charity or Church organization there may be a number of other expenses, you can claim pretax.
All organizations have different criteria and professional advice is highly recommended to ensure you are maximizing your saving in each Fringe Benefit Tax year.
If you would like to speak to a Port Financial specialist or arrange a free consultation
Some examples of what may be claimable are…